Page 55 - 期货和衍生品行业监管动态（2025年2月刊）
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期货和衍生品行业监管动态
例中，存在收费未服务的情况，此类机构必须立即整改。”
“FCA 将同步审查持续建议的规则，以确保其适应未来需求，并帮助更多
人获得优质的财务管理支持。”
消费者如果认为未收到合同中约定的服务，可以向机构投诉，然后联系金融
申诉专员服务（Financial Ombudsman Service）。消费者无需通过索赔管理公司。
FCA 希望帮助金融咨询业务的市场发展，使消费者能够获得所需支持，并
已提出《顾问指引边界审查》（Advice Guidance Boundary Review）等重要提案
以实现这一目标。
FCA Finds Vast Majority of Ongoing Suitability Reviews Delivered (2025/2/24)
The FCA has found that financial advisers are delivering suitability reviews
in the vast majority of cases included in its review of ongoing advice.
Financial advisers can charge their clients for ongoing advice and related
services, such as arranging transactions or managing a relationship between a retail
client and discretionary investment manager.
The FCA was concerned that these services may not always have been delivered
where they had been offered, so asked for data from 22 of the largest financial advice
firms. The review focused on delivery of suitability reviews as firms generally
included these as part of their ongoing advice service.
The data provided by the firms showed that suitability reviews were delivered in
around 83% of cases. In a further 15% of cases we were told that clients either
declined or did not respond to the firm’s offer of a review. There were fewer than 2%
of cases where firms reported they had made no effort to deliver the suitability review
to clients.
The FCA is asking all advice firms to review its findings, and to consider
whether they have met their regulatory requirements and contractual obligations
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