Page 70 - 期货和衍生品行业监管动态（2022年12月）

期货和衍生品行业监管动态

financial services. The review aims to make sure the compensation framework
continues to provide an appropriate level of consumer protection, with costs to

industry distributed in a fair and sustainable way supporting innovation and growth.

The main theme from the feedback was the importance of firms improving their

conduct so there were fewer calls on the FSCS from mis sold products by failed firms.

Feedback also focused on the need for firms to be more financially resilient to address

the underlying causes of high redress liabilities.

For the next phase of the review, the FCA is planning to:

 review compensation limits to consider whether they remain at an

appropriate level for different types of claims

 review funding class thresholds to consider whether the class thresholds

remain at an appropriate level

 carry out consumer and firm research, in conjunction with the FSCS, to
improve the FCA ’ s understanding of the impact of FSCS protection on

consumer decision making, confidence and behaviour, and on firm behaviour

and incentives

Sheldon Mills, Executive Director of Consumers and Competition at the FCA,

said: ‘We welcome the constructive engagement and feedback which will inform the

next phase of this work.

‘We want to make sure the cost to industry for providing vital protection to

consumers through the FSCS is distributed in a fair and sustainable way – that the

polluter pays. We’re continuing our assertive action to prevent harm from happening

in the first place, which should help reduce the levy over time.’

The FCA is already taking action to tackle the root causes of high redress

liabilities and crack down on problem firms as part of its consumer investments
strategy. This includes:

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