Page 46 - 期货和衍生品行业监管动态（2025年3月刊）

期货和衍生品行业监管动态

境外资讯——新加坡

14. 新加坡金融管理局关于 Chocolate Finance 的声明（2025 年 3 月 12 日）

新加坡金融管理局（MAS）注意到，由 Chocfin Pte Ltd（Chocfin）运营的在

线机器人顾问服务 Chocolate Finance，以及独立基金托管机构 Allfunds，已就

Chocfin 基金持仓安全性与出金有序处理事宜发布联合声明。

数字顾问机构须将客户资产与其自身资产隔离。具体要求包括：客户资产及

资金必须由取得 MAS 牌照并受其监管的独立托管机构保管；客户资金须始终保

持完整，不得用于偿还数字顾问机构的债务。MAS 注意到 Chocolate Finance 与

Allfunds 共同确认已完全满足上述要求。MAS 将继续与 Chocolate Finance 保持

沟通，确保所有客户出金将得到有序处理。

Comments by the Monetary Authority of Singapore on Chocolate Finance

(2025/3/12)

The Monetary Authority of Singapore (MAS) notes that Chocolate Finance, an

online robo advisory service operated by Chocfin Pte Ltd (Chocfin), and Allfunds, an

independent fund custodian, have issued a joint press statement on the security of

Chocfin’s fund holdings and orderly processing of withdrawals.

Digital advisors are required to segregate customer assets from their own. In

particular, customers’ assets and monies must be held in independent custody by

custodians licensed and regulated by MAS. Customer monies must remain intact and

cannot be used to meet the liabilities of the digital advisor at all times. MAS notes the

confirmation provided by both Chocolate Finance and Allfunds that these

requirements have been fully met. MAS continues to engage Chocolate Finance to

ensure that all customer withdrawals will be met in an orderly fashion.

https://www.mas.gov.sg/news/media-releases/2025/comments-by-mas-on-chocolate-fi

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