Page 60 - 期货和衍生品行业监管动态（2022年11月）

期货和衍生品行业监管动态

management industry, and domestic equity and derivatives markets are also operating
well and in an orderly manner.

However, market participants should remain vigilant. The heightened market

volatility in international markets is expected to persist and funding conditions could

tighten further.

Turning to the asset quality of FIs, most corporates and households remain

financially resilient even with the rise in interest rates. Based on available data, the

proportion of non-performing loans (NPL) for the corporate sector has declined over

the past year – from 3.1% in June 2021 to 2.5% in June 2022, even as the sector

reported continued revenue growth. The household sector saw net wealth and liquidity

increase through the pandemic, providing buffers against rising debt servicing cost.

NPL for household mortgages also remains low at 0.3%.

At the same time, banks and insurers in Singapore have strong capital buffers
against possible weakening in asset quality under stressful conditions.

Essentially, our financial sector has built up strong buffers to navigate the

challenging global financial environment. Regular stress-testing is carried out to

assess the sector’s resilience to potential downside risks. MAS remains vigilant and

continues to work closely with the financial industry to ensure sound risk

management.

https://www.mas.gov.sg/news/parliamentary-replies/2022/reply-to-parliamentary-que

stion-on-extent-of-vulnerability-of-the-singapore-financial-sector#

21. 英国与新加坡深化在金融科技领域的合作并加强金融合作（2022 年 11 月 25

日）

英国与新加坡在新加坡举行第七次英国—新加坡金融对话（UK-Singapore

Financial Dialogue）。两国更新了双方于 2021 年达成的关于深化“英国-新加坡

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