Page 43 - 期货和衍生品行业监管动态（2025年4月）

期货和衍生品行业监管动态

investments. The platform stopped both these features when the high usage of both

these features became unsustainable for it to support.

The conditions and limitations of these features, including the ability of the

investment platform to vary or stop these features, were disclosed in the product terms

and conditions. But these disclosures may not have been effective in providing

customers a full understanding of the product.While product features do not always

require regulatory approval, there are regulatory requirements in place for robust risk

management and clear disclosures, especially where they impact a firm’s operations.

MAS is reviewing this particular case against these requirements, as well as more

generally how to ensure investment platforms implement these requirements

effectively.

We urge customers to fully understand the features (including key terms and

conditions) and risks of a financial product, before deciding to invest in it.Customers

should also seek professional financial advice on the suitability of a product if they

are unclear of its features. We also encourage customers to refer to our MoneySense

website to learn more about what to look out for in an investment.

https://www.mas.gov.sg/news/parliamentary-replies/2025/oral-reply-to-parliamentary-
questions-on-financial-institutions-and-fintech-companies

16. 针对议会问询关于防范非持牌个人及金融影响者提供金融建议的口头回复

（2025 年 4 月 8 日）

问题：

请问总理兼财政部长：鉴于近期某金融服务平台于 2025 年 3 月暂停即时资

金赎回的事件（a）新加坡金融管理局（MAS）是否正在审查现行保护措施，以

防止非持牌个人提供金融建议并通过对持牌金融机构的评论影响公众；（b）此

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